How Investing Works with Sustainable Wealth Management
SWM adheres to an evidence-based approach.
We follow the breadth of evidence about how the market works and what the drivers of returns are.
We tailor your portfolio to your needs.
Your goals and risk tolerance provide a framework for creating and maintaining your investment plan.
Coaching you over time is key.
Our team takes a disciplined stance, coaching you through the ebbs and flows of the market in order to make the most of your investments over the long term.
The Tenets that Guide Our Approach
Embrace market pricing, which reflects real-time information regarding the trades between buyers and sellers in the market.
Don’t outguess the market — only a very small percentage of US equity mutual and fixed income funds have outperformed their benchmarks over the past 20 years.
Avoid chasing past performance, as it rarely reflects what your future returns will be.
Let the markets work for you over the long-term. Historically, the markets have rewarded long-term investors.
Understand what drives returns. Returns depend on market prices and expected future cash flows, and we can use this information to pursue higher returns.
Diversify intelligently in both home markets and the global landscape in order to manage overall risk.
Don’t time the market because we can never know what market segments may outperform. Instead, we focus on a globally diversified portfolio.
Keep your emotions in check. We work closely with our clients to manage their emotions as the markets go up and down (which they always will do).
Look beyond headlines because they can make it hard to keep your emotions stable. Instead, remember the evidence—keep the long-term in mind.
Focus on what you can control.
We’ll create a strategic investment portfolio based on evidence-based principles; otherwise, your success is based on staying disciplined through the market's dips and swings.
Source: Dimensional, Pursuing A Better Investment Experience.